MIGA have announced a new pricing level for midwifery indemnity
insurance. This price level was created in response to midwives
requesting a lower premium for part time practices. While the premium is
still out of the reach of midwives only
attending a few women a year - it does make the product more
affordable.
The next step will be to see if they change the way they
calculate the premium which is currently based on a 'per woman' basis.
At the moment if I see one woman from the beginning of pregnancy through
to 6 weeks after the birth - that woman is counted as one but if I see
one woman for one postnatal visit (for example) - that woman is also
counted as one. So 40 postnatal visits would be counted as 40 woman and
the maximum premium needs to be paid. The way the Department of Health and Aging set the way insurance is structured for midwives doesn't reflect the way midwives work.
Saturday, June 23, 2012
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